Some of us have seen horrible accidents, much more likely many of us have been in even the most minor of fender benders. Feel free to admit to your mistakes or plain bad luck. This could be an accident in a car, train, plane, etc..
#1) With a fresh 2 month old license, I hit the rear quarter of a classic roadster being restored while backing out of a driveway into traffic. It caused no damage to mine ('85 S-10 Durango), but a substantial dent to the victim.
#2) It was always a mad dash to the fast food restaurants during lunch hour so you could be first to return and claim the best on-street parking space (no off-street parking for the students). On this particular day it was snowing. I said to my buddy, "Somone is going to get in an accident today." Shortly thereafter, our heads snap back against our headrests as a retard sophmore in a pick-up truck hit my S-10 (same bumper). Little damage to mine, heavy grill damage to his.
#3) In August of 2000, on my way back home from my day working as in an intern, It was lightly raining. It had been dry for the good part of the summer and a good coating of dust, oil, and other lubricants had coated the road. With a light mist/drizzle falling, the combination became even more slippery. I was travelling US-20 west of Elgin, IL where traffic routinely backed up on the 2 lane road. Traffic was moving at nearly 50 mph when brakes light lit up and the van in front of me tilted forcefully. I hit my brakes, my car promptly lost traction and slid for what seemed to be the 4-5 car lengths between us. I was faced with a decision, nick the rear passenger side of the van, or drive into the guard rail and scrape up the passenger side of my car from tip to tip. I nicked the van, and ended up with a dinged hood and no damage to the bumper of my Grand Prix.
In all my accidents, they were all minor, no injuries. I was ticketed in the first accident for "improper backing."
I've also had 3 windshields get cracked from flying rocks from passing trucks and cars. I got the last one 3 weeks ago.