I know that we had had numerous threads on finances, but I wanted to create a comprehensive place to discuss these topics. With retirement a mere 27 years away for me, I figured that I need to start thinking and talking about goals and objectives. I wanted this thread to be a way to discuss all topics involving Clark Howard, Dave Ramsey, or the quick guide to millions.
Debt, savings, and retirement are all topics that are involved in most of our lives in one shape or another.
I went back and looked a bit for some finance threads in the past and found some gems...
Getting Rich in Democracy
Young People and Debt
Banking and Mortgages
My original question is how does everyone deal with their personal finances? Do you read books, take college courses, or just figure it out on your own? Do you prioritize the things you do based on income? Vacations, savings, retirement - what goes first? As a planner I would guess most people are making between $30-$120k depending on position and location. Although this is a comfortable living, do you save less than you want, do you put all your money into retirement or do you just live day to day?
I am sure that websites like bogleheads and such probably have more people that are knowledge in finance, but the collective brian of Cyburbia is much more similar than a lawyer in Sheboygan is to me. What say you?