Sooo... I am finally thinking about growing up and buying my piece of the American dream in the next 6-12 months. The main reason is that I am tired of renting and for about what I am paying for a one bedroom apartment in suburban Houston I could get a house. Now I am still working on cleaning up my credit and getting it into good shape and won't be ready to buy for another 6-12 months. I am having an informal meeting with my Credit Union next week to get some preliminary idea on my creditworthiness and hoping for some concrete steps towards making myself a better mortgage candidate. I already have an idea of my credit score thanks to CreditKarma and the fact that Capital One offers a free score once a month. Is it too soon to begin thinking about all of this? I plan on taking a first-time homebuyers class in the fall to make myself eligible for first-time homebuyer programs. Is there anything else i should be thinking about?
I already have the Zillow app on my phone and it is slowly becoming like crack with how addictive it is.