Hopefully this thread can be of some help or comfort to others and that people feel comfortable about talking about this issue. I don't feel we discuss these issues enough in our society.
I am 29 and my wife is 27. As someone who is in a pension system, I often feel "behind" my peers with 401(k)s because I don't have a "set amount" of money in an account just sitting there. I like to look at account averages by ages/incomes/etc and with a pension it's very difficult to do. Not only that, I worry the pension won't be there when I retire in a few decades. So when I see the average person my age has $33,000 in their 401(k) I get a bit depressed. I have $14,000 in my Roth but the pension is up-in-the-air.
On the plus side, my wife and I are both working full time in good jobs so we have some money to play with. Even though we make more than the national average I never feel like we are saving enough. We max out ($5,000) my Roth IRA and put $3000/year into a cash emergency fund. We put $400/month into our brokerage account.
We have one car loan with $5,000 remaining and are looking to purchase another used car with cash. This terrifies me because I don't want to see $10,000 come out of my savings for a car but I do need a new one soon.
Do you feel behind your peers money-wise, do you own a home and how much did you put down? Do you have student loans or did you pay them off? How about car loans? Are you a saver or a spender? Do you expect some inheritance from your family? Are you stressed about money even though you have enough? Do you think about it a lot or just "let it be"?