Maybe because it is a day after my 29th birthday but this morning I woke up determined get my financial house in order. I have made a plan to pay off my credit cards by the end of 2013. I am not in bad shape financially and live fairly frugaly, I am just realizing I have very little savings and I would like to have a family and buy a house sometime in the next 5 - 7 years.
Any other budget tips anyone is willing to share I would be grateful. I have heard people raving about Dave Ramsey and I know other people swear by using the snowball method to paying down debt, smallest to largest. Do you use a budget or some other way to tame your finances. Has anyone ever used a financial coach?