this is too much fun
I use caller ID at home and rarely answer.
I'm SO late on credit card payments, but I can't afford to pay them until I can pay them off- I'm expecting a settlement from an accident sometime this decade. So I avoid collecters like the plague....sometimes I answer the phone and tell them off. In a sick way, it makes me feel better.
On a related note, I absolutely despise those telemarketers/collectors that begin with a recorded message asking you to hold. I'm sorry, I think that is incredibly rude and anyone that calls me and asks ME to hold before we've even spoken can kiss it.
I love the sun, the outdoors, and I rarely wear sunscreen.