Urban planning community

+ Reply to thread
Page 1 of 2 1 2 LastLast
Results 1 to 25 of 35

Thread: Stress: a short rant

  1. #1
    Cyburbian SGB's avatar
    Registered
    Nov 2002
    Location
    Champlain-Adirondack Biosphere Reserve
    Posts
    3,387

    Stress: a short rant

    1) We are supposed to close on a house in + 18 hours.

    2) The banks close in 2.5 hours, and will not be open prior to the closing.

    3) Our attorney has not completed our buyers' closing statement, because....

    4) The sellers' attorney has not completed the sellers' statement.

    5) I work 1.5 hours from where all this is not happening, so my wife is dealing with it all.

    All I can say at this point is: !@#$%!
    All these years the people said he’s actin’ like a kid.
    He did not know he could not fly, so he did.
    - - Guy Clark, "The Cape"

  2. #2
    Cyburbian SlaveToTheGrind's avatar
    Registered
    Jul 2003
    Location
    Wherever I May Roam
    Posts
    1,188
    And you need to know how much to bring to close. Happened to me last month. Found out two hours prior to close and was running all around getting cashiers checks. Glad that is over. Now I'm busting my butt to install the sprinkler system, curbing, sod...

    My 100th post! Do I get an award?

  3. #3
    Cyburbian donk's avatar
    Registered
    Sep 2001
    Location
    skating on thin ice
    Posts
    6,958
    good luck with teh house

    I know exactly how you feel, when I bought my house it had to be the longest 2 weeks of my life.
    Too lazy to beat myself up for being to lazy to beat myself up for being too lazy to... well you get the point....

  4. #4
    Cyburbian michaelskis's avatar
    Registered
    Apr 2003
    Location
    Someplace between yesterday and tomorrow.
    Posts
    12,116
    I feel for you. I have not gone though it before, but I still feel for you.

    I am sure that everything will work out in the end.

    1 1/2 from work??? You commuter.
    Not my monkey, not my circus. - Old Polish Proverb

  5. #5
    Cyburbian Queen B's avatar
    Registered
    Mar 2003
    Location
    "Somewhere in the middle"
    Posts
    3,160
    They do this to people all the time.

    Purchasing a house is only glamourous in the movies.

    Like other things , big beautiful weddings, having a baby, raising children, oh, a theme, life is not as it appears, chaos abounds!

    It will be over soon,
    Then you get to look forward to moving, another joyous event.

    I hope your place is just wonderful, that makes it all worth it!
    It is all a matter of perspective!!!

  6. #6
    Cyburbian SGB's avatar
    Registered
    Nov 2002
    Location
    Champlain-Adirondack Biosphere Reserve
    Posts
    3,387

    Update

    I called our realtor 1/2 hour ago to lean on the sellers' realtor.

    Must have worked - the closing numbers are done and my wife is off to the bank.

    Thanks for all the good wishes.

    Moving day is Monday, so in theory I've got this weekend to do any interior cosmetic renovations. Not many needed, just paint mostly.
    All these years the people said he’s actin’ like a kid.
    He did not know he could not fly, so he did.
    - - Guy Clark, "The Cape"

  7. #7
    Cyburbian nerudite's avatar
    Registered
    Aug 2001
    Location
    Edmonton
    Posts
    5,502
    I just got financing yesterday (didn't even know if I could be approved in Canada at this point without permanent residency). Now I get to go look for houses this weekend. We have one in mind already, and I'm getting antsy waiting to see the inside of the house. I'm so excited though... because we are wasting almost $1100 a month in rent for a townhouse that isn't even remotely worth it. But I'm dreading the last minute runs to the bank and all that... ugh.

    Good luck with your purchase!

  8. #8
    maudit anglais
    Registered
    May 1997
    Location
    Odd-a-wah
    Posts
    6,586
    We close September 2nd. I think things are under control at this point...

  9. #9
    Cyburbian Belle's avatar
    Registered
    Jul 2003
    Location
    Dixie
    Posts
    141
    Good luck with everything!

    I trust we'll see pictures of everyone's new houses as time permits....?

  10. #10
    maudit anglais
    Registered
    May 1997
    Location
    Odd-a-wah
    Posts
    6,586
    Originally posted by Belle
    Good luck with everything!

    I trust we'll see pictures of everyone's new houses as time permits....?
    Here's mine:

    http://www.cyburbia.org/forums/showt...hlight=chateau

    I'll try to get some interior shots up at some point.

  11. #11
    Cyburbian Coragus's avatar
    Registered
    May 2002
    Location
    The Bluegrass Region . . . for now
    Posts
    1,024
    This house stuff is interesting. I must have been well looked after by the ministers of karma because we bought the third house we looked at and the owners accepted our first offer. It was much easier than that horror stories that some of my friends told.

    As for pictures, it turns out that they're too big for me to attach. It's a yellow Victorian about 3/4 of a mile from my office.
    Maintaining enthusiasm in the face of crushing apathy.

  12. #12
    Cyburbian SGB's avatar
    Registered
    Nov 2002
    Location
    Champlain-Adirondack Biosphere Reserve
    Posts
    3,387
    Originally posted by Belle
    I trust we'll see pictures of everyone's new houses as time permits....?
    I'll post photo's sometime next week if all goes well.
    All these years the people said he’s actin’ like a kid.
    He did not know he could not fly, so he did.
    - - Guy Clark, "The Cape"

  13. #13
    Cyburbian Jeff's avatar
    Registered
    Dec 2001
    Location
    Mr. Cool Ice
    Posts
    4,161
    I had to pull a "we're not buying the house" at the settlement table, when the sellers realtor tried to pull some stuff. Wouldn't you knw, worked like a charm. Backing out of a house sale or the threat of it is a pretty effective tool.

  14. #14
    Cyburbian Emeritus Chet's avatar
    Registered
    Aug 2001
    Location
    South Milwaukee
    Posts
    8,935
    Good luck to everyone. I've been involved in 4 closings, and three looked like train wrecks until the final hours. Just stay cool, it will all work out! [sarcasm] Those people are highly trained professionals. [/sarcasm].

    Related story: A good friend work in post closing for a national mortgage company. The girl in the cube next to him is responsible for calling buyers for additional cash when the closing statements are wrong. Talk about a fun job!

  15. #15
    Cyburbian H's avatar
    Registered
    Feb 2003
    Location
    MKS
    Posts
    2,847
    Originally posted by Chet
    Just stay cool, it will all work out! [sarcasm] Those people are highly trained professionals. [/sarcasm].
    You are right about the 0 training or education requirements needed to work in the insanely lucrative mortgage business, but for some reason things do generally work out. I worked in the field for 3 years after undergrad and never saw a loan not close. Go figure.
    "Those who plan do better than those who do not plan, even though they rarely stick to their plan." - Winston Churchill

  16. #16
    Cyburbian nerudite's avatar
    Registered
    Aug 2001
    Location
    Edmonton
    Posts
    5,502
    The most stressful situations I have ever been in have been dealing with the closing of a real estate transaction. I remember a few weeks before closing when I was selling a house in WA State, a tree fell on my house. Trying to get insurance approvals, hiring contractors and getting everything done within a few weeks was just the worst. I think buying a house will be much easier in comparison.

    Another bonus: it's wicked hot hear right now... like around 33C/94F. Almost nobody has air conditioners... so this is the prime time to see how cool houses stay on their own. Couldn't have picked a better time for house hunting.

  17. #17
    Cyburbian Emeritus Chet's avatar
    Registered
    Aug 2001
    Location
    South Milwaukee
    Posts
    8,935
    Two houses ago, as seller, we were closing on the morning of good friday. Waiting for the wire transfer of the buyuers funds. Waiting for the wire transfer of the buyuers funds. Waiting for the wire transfer of the buyuers funds. Waiting for the wire transfer of the buyuers funds. Waiting for the wire transfer of the buyuers funds. Waiting for the wire transfer of the buyuers funds. You get the picture. No funds by noon means take another 1/2 day off work Monday and resign everything all over again. 11:55am they showed up in the closing agents trust account.

  18. #18
    Cyburbian H's avatar
    Registered
    Feb 2003
    Location
    MKS
    Posts
    2,847
    Originally posted by Chet
    11:55am they showed up in the closing agents trust account.
    what are you saying? that they spotted the funds?
    "Those who plan do better than those who do not plan, even though they rarely stick to their plan." - Winston Churchill

  19. #19
    Cyburbian plankton's avatar
    Registered
    Feb 2003
    Location
    coastal rainforest
    Posts
    747
    We're scheduled to close on a home on August 26th.

    A 1922 Craftsman (that's ancient for west coast standards) in an undisclosed location in the Pacific NW (10 minutes to work). We're very excited about the new crib but between the real estate agents, mortgage brokers, appraisers, and others, I'm a bit anxious. I'm about to call the local planner and start blaming things on him/her. he he

  20. #20
    Cyburbian Emeritus Chet's avatar
    Registered
    Aug 2001
    Location
    South Milwaukee
    Posts
    8,935
    Originally posted by Huston
    what are you saying? that they spotted the funds?
    The lender was from out of town, so the closing info / funding amount was faxed to then and they sent a wire transfer of funds directly to the title company (where the closing was) client trust account.

  21. #21
    Cyburbian H's avatar
    Registered
    Feb 2003
    Location
    MKS
    Posts
    2,847
    Originally posted by Chet
    The lender was from out of town, so the closing info / funding amount was faxed to then and they sent a wire transfer of funds directly to the title company (where the closing was) client trust account.
    Ahhh, so just in the neck of time.
    "Those who plan do better than those who do not plan, even though they rarely stick to their plan." - Winston Churchill

  22. #22
    Cyburbian Rem's avatar
    Registered
    Jun 2003
    Location
    NSW, Australia
    Posts
    1,530
    Originally posted by SlaveToTheGrind
    My 100th post! Do I get an award?
    I'll split it with you.

  23. #23
    Cyburbian SGB's avatar
    Registered
    Nov 2002
    Location
    Champlain-Adirondack Biosphere Reserve
    Posts
    3,387

    Update #2

    Yeah!!! We closed!

    All went well at closing. Now, off to buy some interior paint.

    At the final walk-through, we decided that the awful peach carpeting will serve us well enough as a drop cloth until we can get new carpets more to our liking.

    All these years the people said he’s actin’ like a kid.
    He did not know he could not fly, so he did.
    - - Guy Clark, "The Cape"

  24. #24
    Cyburbian Seabishop's avatar
    Registered
    Nov 2002
    Location
    USA
    Posts
    3,653
    Congratulations

  25. #25
    Cyburbian Belle's avatar
    Registered
    Jul 2003
    Location
    Dixie
    Posts
    141
    Congratulations! Hope everything goes well with the painting and moving.

+ Reply to thread
Page 1 of 2 1 2 LastLast

More at Cyburbia

  1. Planning and stress
    Career Development and Advice
    Replies: 16
    Last post: 10 Feb 2012, 10:13 PM
  2. Stress Reactions
    Friday Afternoon Club
    Replies: 31
    Last post: 18 Jan 2010, 11:22 AM
  3. Just a short Job rant...
    Friday Afternoon Club
    Replies: 17
    Last post: 09 Mar 2004, 8:46 AM
  4. Stress-free Albany
    Cities and Places
    Replies: 15
    Last post: 14 Jan 2004, 9:23 AM
  5. Stress-free Albany
    Friday Afternoon Club
    Replies: 3
    Last post: 12 Jan 2004, 10:50 AM