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Regulations / Evaluation Criteria for Pawn Shops & Pay Day Loans

Kiltie

Member
Messages
16
Points
1
I'm looking for information on how other jurisdictions handle pawn shops in terms of regulations and / or evaluation critieria.

I work for a slow growth older city of 650,000 people, and we are having a glut of pawn shops and 'pay day loan' alternative finance businesses pop up in one of our older neighbourhoods.Pawn shops are regulated as a conditional use, but the criteria are very weak. "Pay day loan" style alternative finance businesses are permitted as of right. I have been using the 'concentration' and 'neighbourhood compatibility' arguements for the pawn shops, but I am looking to see how other jurisdictions handle this.

My appologies if there was another post on this subject. I did a search, but all the other related posts were two or three years old, or did not specifically address my issue. Cheers.
 

Dan

Dear Leader
Staff member
Moderator
Messages
19,179
Points
71
The zoning code I wrote for the small town where I worked in Florida banned payday loan establishments. The town had limited commercial zoning, and the ban was justified on the basis that such a use would have a disproportionately large negative impact ; it would detract from the creation of a commercial district like that envisioned by the comp plan.

I doubt such an approach would work in a larger municipality, though; the lawyers would be all over it.
 
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